Tag Archive: finance


So, I have been mentioning my trip to Europe a lot lately.

In case I haven’t fully explained what’s happening, that’s what this post will be about.

For three weeks, I will be in Europe.  I am doing a three-week study abroad program for my MBA and will be taking a finance class and fulfilling credits for my Capstone while I am over there.  These next three weeks will be spent in London, Paris, and Barcelona.  We will have the opportunity to tour a few companies and understand international business practices.

I am so, so excited, I cannot even tell you!

For one thing, I have never traveled anywhere that far away by myself before.  I know I won’t really be alone alone but I don’t know anyone in my study abroad program so it feels like I’m alone.  Also, I meant that in the sense that I haven’t traveled somewhere (especially this far away) without my family (or a friend) by my side or who was meeting me at my destination.  I haven’t been away from friends or family for that long before either.

I live such a sheltered life.

I have been to Europe three times before, so it won’t be completely foreign to me.  When I was in seventh grade, Tam, Drew and I ventured to Italy for Tam’s 40th birthday.  Then, my senior year of high school, Tam took us to London for spring break.  Four years later, when Drewy was a senior in high school, we went back to London for spring break but this time we added a few days in Paris.

Having never been to Spain, I am beyond excited to experience an entirely new city.  I have only heard good things about Barcelona!

Here’s the thing though: I have a crazy amount of anxiety about the trip.  I am a terrible flyer. I hate packing. I’m nervous about my Final Exam in my econ class tomorrow. I haven’t started packing.  There’s an e. coli outbreak in Europe. My mom keeps asking me questions and it’s freaking me out. What if I cry on the plane and become that girl who cried on the plane? What if I get homesick and miss my mom too much?

I wanted to let you know that this will be my last post until I return, which is July 8.  I am going on a little hiatus, if you will.  I just don’t know what kind of schedule I can maintain while I’m there, and I just really want to experience all that I can while I’m there. I do hope you understand….

Anyway, I need to review some of my econ stuff and actually start packing.

(Except, when I say that, I know that I’ll just sit on the couch and watch Tangled with Seneca, since she’s here because she can’t bear the thought of being without one leg of the tripod for three weeks.)

LAHV YEW.

Oh, here’s this for you too. I found it on tumblr somewhere.

I'm done packing.

Sweet baby Jesus. It is currently 11:34 pm Thursday, June 9.  I just realized it is Thursday and I hadn’t posted yet.

I’ve been working on a finance case study and feeling anxiety about my final project for my econ class.

I’m also getting sick again.  It started with a stuffy nose yesterday. I woke up this morning feeling like death.  I decided to skip the gym and sleep until I felt better. I finally got up at 11am because I was already disgusted with myself for sleeping that late in the day, despite the fact that I was not feeling well.  All day long I felt extreme sinus pressure and my voice sounded a little off.  Now my throat is killing me and I just hope this goes away before Thursday, when I board my plane for London.

This is how today began:

Strugz City!

Today, obviously, didn’t go as planned.

When I went to get my oil changed, I realized that the hood of my car wouldn’t pop open.  The dude at the oil change place was little to no help and when I called my parents (yes, both of them), they didn’t really tell me anything I wasn’t already thinking.  I decided to take my car to the dealership and be like WHAT THE FUCK IS HAPPENING?! Except, I didn’t tell them about the scary noise it makes; I didn’t want them to take my car away from me! I just told the man that my little latchy-thing didn’t work and that the top part of my car wouldn’t open.

I spent the next hour and forty-seven minutes of my life listening to the Doppler radar report in the sitting/waiting area in the car dealership and reading the latest Newsweek.

Turns out the latch for the hood was corroded (or something???), so, for $20, they repaired that for me.  Then, they changed my oil because the man knew that I needed to get that done.  And they replaced my air filter because mine was apparently “pretty nasty looking.”

I mean, I guess I could have said no, but meh… if it’s something I’m breathing on a regular basis, I suppose I would like that to be clean.

So, 75 dollhairs later, I left the dealership and drove like a bat out of hell to Best Buy.

While I was waiting Janine (my car) to be finished with her high-maintenance bullshit, I had received a phone call from the Geek Squad at Best Buy, alerting me that my computer (JOY!) was ready to be picked up.  When I got there, I had to wait in line (Sucktown!) but I had ample time to people-watch, one of my favorite activities.  Finally, I was reunited with my computer, who had gotten a brand new motherboard.  All of my data remained on my hard-drive and everything was normal and perfect.

Obviously, the day turned into this:

Now I’m going to continue with my finance case study and drink some tea to ease my sore throat.

Please think happy thoughts and send me some “get better” vibes so I won’t be sick while I’m in Europe!! Also, thinking some “I hope you get the job you interviewed for this week!” vibes wouldn’t hurt either.

Believe it or not, I really am trying to get all my ducks in a row…

Because my life is pretty much consumed by homework right now, at least until I leave for (and return from) Europe, and because my computer is sick and no longer in my possession, I have turned to mind-numbing movies to fill the silence.  I can’t focus when things are too quiet.  I have to have background noise when I do homework. Actually, I pretty much require background noise always, but that is neither here nor there. My point is that I have “watched” a lot of musicals this week.

Usually, I use my iTunes to enhance my homework time.  I have an entire playlist dedicated to instrumental music.  It includes original scores to some of my favorite movies and the classics, you know, Mozart, Pachelbel, Beethoven, Brahms. Usually, if I listen to words in songs, I’ll sing along rather than actually absorb whatever information I’m reading.

It was a little weird at first, not having my computer with my iTunes to help lull me into the homework zone.  I started by playing the Harry Potter movies sequentially.  Those are movies that I can have in the background and effectively complete my econ homework but that I can also easily get sucked into watching.  Luckily, when I sat down with the intent to do homework, the movies weren’t distracting. In fact, I am so familiar with the scores to each of the movies that not only did I find myself quoting the lines of the movie, I also found myself humming along to the music in the background of each scene.  Nerd alert!

Last night, like the cool person that I am, I sat down to write my discussion questions for Econ and a website review for my Finance class, I decided that I should put in a musical, that way I wouldn’t be too tempted to sit and actually watch the movie.  I started with Mamma Mia and then moved onto the High School Musical Movies.

I didn’t think this would be problematic. I thought that since I’m so familiar with the HSM movies, I would be able to tune out and not care about what was happening on screen.

No such luck.

The HSM movies are so appalling to me that I sit and watch and giggle to myself at how ridiculous they are.  (Obviously, this does not negate the fact that I own all three on DVD, can quote each movie, and know all the words to every single song.) I may be 23 years old, but I can’t help but love Disney.

This led me to think about how awesome Disney Channel Original Movies were when I was younger.  I grew up with Even Stevens and Lizzie McGuire; I know those aren’t movies but I loved them nonetheless. I lived for the Zenon Trilogy. Ryan Merriman was my teenage dream, with Smart House and Luck of the IrishStep-Sister from Planet Weird was awesome. I look(ed) forward to Halloweentown every single October.  I didn’t even really like the Thirteenth Year, but I watched that shit every single time I saw that it was on.  I cried when I watched Tru Confessions and told anyone who would listen that Shia LaBeouf’s performance was beyond excellent.

Dude, what happened to the youth of America? Why is everything (with the exception of Wizards of Waverly Place) on the Disney Channel so fucking stupid?!

I guess I’ll just continue watching High School Musical 3: Senior Year as I begin my never-ending finance homework.  Nothing like financial risk to get the mind racing and the blood pumping!

This summer may very well be my busiest one yet.

Not that I’m complaining or anything. Of course.

instead of writing a proper post, i did the following:

  • studied all day for my finance final exam
  • bombed my finance final exam
  • came home
  • emptied the dishwasher
  • loaded the dishwasher
  • cleaned out the fridge
  • fed the dog his glucosamine
  • saw the new britney spears video for “hold it against me”
  • half-watched jersey shore
  • talked to seneca
  • decided to watch national treasure before i go to bed (even though i hate nicholas cage)

i was all cosy in my bed when i realized it was nearly midnight and I hadn’t posted. ugh.

i’m going to bed. i don’t feel much like writing/sharing. i’m sorry. my exam kinda bummed me out. 😦

I didn’t make any resolutions for the New Year. I never do.

But something I do want to work on is learning how to cook.  My mom’s a really great cook and I really love The Pioneer Woman and she cooks.  I feel like it’s something I should learn to do.

I also don’t think I can get away with being a terrible cook my whole life.

Perhaps it’s not that I’m a bad cook, it’s just that I don’t cook. And lately, every time I attempt to do anything in the kitchen, I might as well just put money in the trash or light it on fire.  Either way, it’s a waste.

Well, friends, I’m about to work on that.  I’ll be fending for myself for almost two weeks and that means that I asked my mom a fuck-ton of questions on how to prepare food.  I have a feeling I’ll probably try to bite off more than I can chew and end up setting the kitchen on fire. That, or I’ll just end up eating cereal and cheese for two weeks.

I can’t be a baby forever, I guess.

Oh, and on an unrelated note, I had a complete nerd-alert moment last week.  I gave two grammar lessons on split infinitives. Each time, it was like I might as well have been talking to a pile of sweaters. I only mean that both parties were neither excited to learn about split infinitives nor were they particularly impressed with my knowledge of split infinitives.  Talking to a pile of sweaters would have elicited the same response: silence.

Now, split infinitives really aren’t a big deal. In fact, they’re not frowned upon like they used to be. But I encountered one in the group project I was working on last week for my finance class.  In one of the sections of our paper that one of my group members had written, I found one. I saw it and was like, oh heeeellllllll nahhhh.

So I changed that shit.

But the cherry on top of this story is that the next day, after I had provided my co-worker with a grammar lesson on split infinitives, I was watching Peter Pan. At the end, Captain Hook is surprised by something Peter does and shouts an exclamation.  Can you guess what his exclamation was?

“Split my infinitives!”

Ohhhhh yeahhhh.

I’m using that from now on.

Every weekend Tam takes Chief to Petsmart.

And every weekend I hear about how much fun Chief has at Petsmart, and how everyone who sees him just falls in love with him, and how Chief makes all kinds of puppy friends. Basically everyone has a good fucking time and I miss out.

So you can bet your bottom dollar that when I saw that I had this past Saturday off from work, I was like GUESS WHAT FUCKERS! WE’RE GOING TO PETSMART!

But we didn’t get to go to Petsmart until after I went to my group meeting for my Finance class. BUT OH WAIT. While my group meeting had been set for 10:30am at the library at school, guess who was the only one there at 10:30am at the library at school. THIS GIRL. The first dude showed up at like 11:15am, the next one strolled in at 11:40am, and the last one finally came at, like, noon. WHAT THE FUCK?! WHAT PART OF 10:30AM DID THEY NOT UNDERSTAND?! AND LET IT JUST BE KNOWN: I WAS NOT THE ONE WHO SET THE TIME FOR THE MEETING! MR. 11:40 DID!

JFEHE8HFEUWDPIHFUDISAFKJDSLHAI UGHHHHHHHH!!!

Anyway, that is neither here nor there.

I just counted to ten so we could calmly and rationally move on with the Petsmart story. Because I know you’re dying to know what happened.

When we pulled in the parking lot, I was still coming down from the trauma I had experienced when Tam sneak-attacked me by taking us through the carwash. Chief was cool as a cucumber through the whole ordeal but, as always, I was a basketcase. Despite the trauma, I can’t even tell you how excited I was. It was all, yes! I finally get to see Chiefy in his puppy play place!

Puppies!!

We were not inside for three minutes before he and Tam made a bee-line for the puppies to be adopted. There were two of the cutest twinsies I had ever seen! They were lab/Australian shepherd puppies and they were 12 weeks old and precious.  Chiefy knew them from his visit last week and they sniffed each other and wiggled through the cage that separated them.

Chiefy was very, very busy and, after saying hello to his puppy mates, he decided it was time to take a look at some toys and maybe pick out a bone or two.  We sniffed out the bones but they didn’t have the kind Tam likes to buy for him so then we went to investigate the section where they had those little booties they have for pets so their feet don’t get cold in the winter. Chief tried on one but it didn’t go so well. That was when we heard all kinds of commotion coming from the twin pups.

When we made our way back towards the puppies, I saw that one was being held and one was still stuck in the cage. I immediately knew what was happening. A husband and wife duo, along with their nine year old son, was adopting only one of these precious puppies.

ONLY ONE!!

The puppy in the cage was wailing and crying. The little boy knew that this puppy was facing some hard times, and he crawled in the cage to try to comfort him. Before I knew it, giant crocodile tears were cascading from my eyes and I couldn’t even pretend something was wrong with my contacts.  I quickly got Tam’s attention and told her we were either taking that extra puppy home or we needed to get the fuck out before I A) ripped that puppy from that woman’s arms and put it back in the cage with its sibling, or B) screamed at her and told her it was cruel of her to only be bringing one of them home.

We got the fuck out.

I was in the middle of a full-blown meltdown by the time we got in the car. I couldn’t stop crying even though I was embarrassed and desperately wanted to not be sobbing over the fact that a puppy didn’t get adopted that day. In fact, I cried the whole twenty minutes it took to get home.

As we pulled out of the parking lot, Tam said, “you can’t come to Petsmart anymore.”

I think that’s probably for the best.

Two weeks ago, I asked someone to show me how to use my financial calculator.

I bought (and when I say “I,” I mean my mom bought me) said financial calculator four years ago. For my accounting class. Which I bombed.

Maybe if I would have known how to use my calculator I wouldn’t have sucked so hard at Accounting 201 at Michigan State. Or, maybe if I went to class when I wasn’t hungover and counting down the minutes until I got to leave I would have done marginally well. Or, maybe if I wouldn’t have taken those two pulls (I have a very low tolerance for alcohol, read: I’m what one would call a “lightweight”) from a bottle of Bacardi before the final I would have passed. There were probably many factors contributing to my lack of success.

Anyway, I finally know how to use a few of the functions on this financial calculator. Good news, considering I’m taking a finance class right now.

This boy (man?) who taught me how to use my calculator was someone who has been in at least two of my other classes but to whom I have never spoken. Tonight, we conversed even more. And not about how to use my calculator.

We talked about Jersey Shore.

It just brings people together.

I kind of love that about that show. It’s appalling and terrible for society. Every time I watch it, I always just wonder, is this real life?! And it never ceases to amaze me that those people are real. Despite knowing it adds no real value to society and probably makes me dumber when I watch it, I can’t stop. I am in it. It’s like I know better but keep making poor life choices. I’m like those idiot drug addicts on Intervention who keep doing dumb shit that is bad for them. The show cracks my shit up. I laugh out loud every single time I see an episode.

It sucked me in and won’t let me go!

Another thing that sucked me in? Pretty Little Liars on ABC Family.

What the fuck is that show? Seriously.

I read the first four books and then bailed because I decided I’m not a slutty 14-year-old, and the show had already started and I figured that was good enough. But then I stopped watching the show because I was always doing something else when it was on and it was just too much work to have to keep up online.

Here’s the thing though, I watched the season premiere this January and decided I would commit myself to it. Idiot. Because now I’m still doing something else when it comes on and that means I have to catch up online, which is exactly what happened last time! So today, I thought to myself, Self, it’s okay to not catch up on Pretty Little Liars. It’s okay to bail again. Just give it up. Let it go. It’s okay.

I felt good about this decision.

Until right now, when I saw a preview for next week’s Pretty Little Liars. It made me wanna watch it real bad. So I guess that’s that. I’m gonna make that effort to watch it.

Gosh, my life is so rough.

Ps. Betcha didn’t see Pretty Little Liars coming from the talk about my financial calculator. Yeah, that’s just how my brain works.

I’m taking a breather from figuring out the net present value of stuff for my finance homework and listening to the State of the Union as background noise.

I want to just point out that something happened to Obama on my TV.

While Joe Biden looks all normal and pink, almost like a baby, and the speaker of the house (whoever that is- I’m a terrible, uninformed citizen. And it certainly doesn’t help that I’ve been living in a hole in the ground, watching only Veronica Mars on DVD) looks nicely tanned and has a good, healthy glow about him, President Obama looks… jaundice.

First, I thought he looked yellow, like an Oompa Loompa, because I was watching Fox. (I had been watching a Glee rerun, “Furt,” to be specific.) So I switched to CNN. Still really yellow.

The weird thing is his hands look like a normal skin color, his normal skin color. So I know that it’s something about his face.

My guess is that The Man is trying to make him more white.

Obviously, they’re not doing a very good job.

Seriously, the jig is up.

Anyway, I enjoy listening to Obama talk. I’m not really sure I could tell you what he talked about in this State of the Union, but his enunciation is like a dream. The inflection he uses when he speaks is like a song. I’d like his speech pattern on Facebook if I could. I’d like it like Lionel Richie, all night long.

On a somewhat related note, Seneca and I had a brief discussion of stupid rules within the English language. She mentioned that the “I” before “E” except after “C” rule is stupid and false.

I told her, “I think the I before E thing is bull.”

Seneca basically agreed, “It’s an attempt to make English less ridiculous, and it fails.”

So then, because I’m succinct and can think of more than one thing at a time, I essentially ended our conversation with the following awesomeness: “English just… sucks, much like America, where all of these rules exist but there are always a bunch of loopholes.”

See why it’s related??? President Obama, State of the Union, America…?

Genius.